The Effect of Credit on Spending Decisions: The Role of the Credit Limit and Credibility

By Dilip Soman, Amar Cheema. 2002

253 citations recorded by the source corpus.

Subfields: Economics and Econometrics, General Decision Sciences, Marketing

View Paper: https://www.semanticscholar.org/paper/03580626724e5d62c0cb12213f83e51545b75fb6

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Citations in the corpus

Are Multichannel Customers Really more Valuable? The Moderating Role of Product Category Characteristics (2013, background): “6Although the number of categories may seem positively correlated with monetary value, there is no theoretical reason to believe this is so.”
Financial Knowledge and Credit Card Behavior of College Students (2011, background): “Soman and Cheema (2002) found that among naı̈ve consumers (younger, less experienced, or less educated) the impact of credit limits on spending were significant relative to more experienced consumers.”
On the Perceived Value of Money: The Reference Dependence of Currency Numerosity Effects (2007, background): “The relevant budget can be either predetermined (Heath and Soll 1996) or constructed on the spot, depending on the salience of alternative budget constraints (Soman and Cheema 2002).”
Income inequality as a cause of the Great Recession?: A survey of current debates (2012, background): “Stiglitz (2008) argues that on the one hand, consumers work more to “keep up with the Joneses”, but on the other hand, the fact that higher working hours for all make it more difficult to coordinate one’s leisure time with friends and family may further increase the relative demand for goods at the ”
How Credit Card Payments Increase Unhealthy Food Purchases: Visceral Regulation of Vices (2011, background): “…1999; Vohs and Heatherton 2000; Wertenbroch 1998; Ubel 2009) and the literature on the psychological effects of different modes of payment (Feinberg 1986; Mishra, Mishra and Nayakankuppam 2006; Prelec and Lowenstein 1998; Raghubir and Srivastava 2008, 2009; Soman 2001; Soman and Cheema 2002).”