Personality and Credit Card Misuse Among College Students: The Mediating Role of Impulsiveness

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An Expanded Conceptualization and a New Measure of Compulsive Buying (2008, background): “…and O’Guinn 1992), (3) making frequent returns of purchased items (Hassay and Smith 1996), (4) engaging in family arguments pertaining to their buying (Pirog and Roberts 2007), and (5) experiencing financial consequences of buying, such as credit card debt (Faber and O’Guinn 1992; Roberts and…”
The Big Five personality traits, material values, and financial well-being of self-described money managers (2012, background): “…to take on greater levels of debt (Ponchio & Aranha, 2008; Watson, 2003), have more positive attitudes toward debt (Pinto, Parente, & Palmer, 2000; Pirog & Roberts, 2007), report a higher willingness to use installment credit (Watson, 2003), and make more compulsive purchases (Dittmar, 2005;…”
Trait Predictors of Online Impulsive Buying Tendency: A Hierarchical Approach (2011, background): “Consumer impulsiveness contributes significantly to credit card misuse among college students (Pirog and Roberts 2007).”
Buying to Blunt Negative Feelings: Materialistic Escape from the Self (2016, background): “A loosening of standards gives way to impulsivity, and materialism is positively correlated with self-reported chronic impulsiveness (Pirog & Roberts, 2007; Roberts & Pirog, 2013), and negatively related to impulse control (Rose, 2007).”