Consumer Misunderstanding of Credit Card Use, Payments, and Debt: Causes and Solutions

By Jack B. Soll, Ralph L. Keeney, Richard P. Larrick. 2013

141 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, General Decision Sciences

View Paper: https://www.semanticscholar.org/paper/08bcf1f6f095d2c07a6e6da7b1a8d00c4a718204

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. John G. Lynch
2. Daniel Fernandes
3. Richard G. Netemeyer
4. Craig R. Fox
5. Eric J. Johnson
6. Daniel G. Goldstein
7. Elke U. Weber
8. D. Schkade

In Economics and Econometrics

1. Elke U. Weber
2. John G. Lynch
3. Daniel Fernandes
4. Richard G. Netemeyer
5. Eric J. Johnson
6. Daniel G. Goldstein
7. Ellen Peters
8. Benedict G. C. Dellaert

In General Decision Sciences

1. Elke U. Weber
2. John G. Lynch
3. Eric J. Johnson
4. Ellen Peters
5. Daniel Fernandes
6. Richard G. Netemeyer
7. Benedict G. C. Dellaert
8. John W. Payne

Citations in the corpus

• Financial Literacy, Financial Education, and Downstream Financial Behaviors (2014, methodology): “More numerate consumers have been shown to be better able to retrieve numerical principles to reason numerically, e.g., about debt repayment (Peters et al. 2006, Soll et al. 2013).”
• Beyond nudges: Tools of a choice architecture (2012, background): “For example, people expect that monthly credit payments have a roughly linear relationship to payback period; in reality, payback period increases sharply when monthly payments barely cover interest (Soll et al. 2011).”