Contract Pricing in Consumer Credit Markets

190 citations recorded by the source corpus.

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

Financial Literacy, Present Bias and Alternative Mortgage Products (2017, unknown): “It is widely accepted that mortgage market failure has played an important role in mortgage decisions in the subprime mortgage market in the US (Mayer et al., 2009; Bernanke, 2010; Einav et al., 2012; Gerardi et al., 2013; Ghent, 2015).”
Asymmetric Information and Imperfect Competition in Lending Markets (2018, background): “31 Following other papers on Italian local credit markets, like Felici and Pagnini (2008), Bofondi and Gobbi (2006), and Gobbi and Lotti (2004), we identify banking markets as the Italian provinces, also used by Italian supervisory authorities as proxies for the local markets for deposits.”
The Real Effects of Liquidity During the Financial Crisis: Evidence from Automobiles (2017, unknown): “For a detailed analysis of subprime aut0-lending contracts, see Adams, Einav, and Levin (2009) and Einav, Jenkins, and Levin (2012).”
Household Debt: Facts, Puzzles, Theories, and Policies (2015, methodology): “13 Exceptions include Adams et al (2009), Einav et al (2012; 2013), Stango and Zinman (2011); Stephens (2008).”
The Data Revolution and Economic Analysis (2014, methodology): “In our own research on credit and insurance markets (Bundorf et al., 2012; Einav et al., 2012; Einav et al., 2013b), we have used “off-the-shelf” credit and health risk scores to account for the default propensities or likely health expenditures of individual consumers.”