Household Debt: Facts, Puzzles, Theories, and Policies

157 citations recorded by the source corpus.

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

Minimum payments and debt paydown in consumer credit cards (2019, unknown): “Zinman (2015) also highlights the need for more empirical research on the relationship between borrowing and consumer preferences, beliefs, and cost perceptions.”
Financial literacy and over-indebtedness in low-income households (2016, methodology): “However, there is still a lack of evidence for causation from these aspects of financial literacy to financial outcomes and other aspects of financial literacy captured by money management skills could be more salient (Zinman, 2014).”
Six Randomized Evaluations of Microcredit: Introduction and Further Steps † (2015, background): “…impacts (Zinman 2014), and in any case, the presence of behavioral deviations from rationality may in some cases strengthen the case for microcredit rather than weaken it (Banerjee and Mullainathan 2010; Bernheim, Ray, and Yeltekin 2013; Mullainathan and Shafir 2013; Carrell and Zinman 2014).”