A Model of Competition in Banking: Bank Capital vs. Expertise

By Andrés Almazán. 2002

119 citations recorded by the source corpus.

Subfields: Accounting, Finance, Strategy and Management

View Paper: https://www.semanticscholar.org/paper/a7e72e34114eb66f1e3a272461f8968e3f71d8be

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Citations in the corpus

Do banks price discriminate spatially? Evidence from small business lending in local credit markets (2013, unknown): “More importantly, the amount and precision of information available to the lending officer is directly related to the proximity between the officer and borrower’s economic and social environment (Almazan 2002; Dell’Ariccia and Marquez 2004; Hauswald and Marquez 2003, 2006).”
Organizational distance and use of collateral for business loans (2009, background): “Banks’ costs of gathering and processing site-specific information about potential borrowers increase with distance [Almazan (2002); Petersen and Rajan (2002)] so distant banks will be less informed about local credit market conditions than banks closer to the borrowers.1 Previous research has…”
Competition and Strategic Information Acquisition in Credit Markets (2006, unknown): “2 + I2 2 + T; fi ‚ 0; I 2 (0;1): ( 3 ) Moreover, we assume that a minimal investment ¯”
Competition among Regulators and Credit Market Integration (2006, unknown): “This is consistent with Stein (1998) and Almazan (2002) , among others, who argue that”
A Lender-Based Theory of Collateral (2007, unknown): “As in our model, Hauswald and Marquez (2003, 2005) and Almazan (2002) assume that lenders who are located closer to a borrower have better information about the borrower.”
Social efficiency in microfinance institutions (2009, background): “(2000), Almazan (2002), Berger and Mester (2003), Kao and Liu (2004) and Casu et al.”
Commercial Lending and Distance: Evidence from Community Reinvestment Act Data (2004, background): “Almazan (2002) provides an example of this type of”
Multiple-bank lending: diversification and free-riding in monitoring (2004, unknown): “For a given r, the bank chooses mi to maximize (2).”
Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China (2021, background): “These characteristics minimize information asymmetry between banks and SMEs (Almazan 2002; Hauswald and Marquez 2006) and build up a long-term firm-bank relationship (Agarwal and Hauswald 2010; Berger et al. 2005).”