The Happy Story of Small Business Financing

By E. Vos, A. Yeh, S. Carter, Stephen Tagg. 2007

394 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Management of Technology and Innovation

View Paper: https://www.semanticscholar.org/paper/9c24ee843611a38b89b987b18b0a315b25eccf90

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

In Economics and Econometrics

In Management of Technology and Innovation

Citations in the corpus

Distinguishing micro-businesses from SMEs: a systematic review of growth constraints (2016, background): “likely to use multiple sources of finance (Vos et al., 2007), the number of accessible finance sources used by micro-businesses does not predict their performance (Smith, 1999).”
The impact of firm and industry characteristics on small firms’ capital structure (2010, background): “The most likely reason for the nonexistence of a tax effect is the desire of SME owners to stay in control and avoid a bank’s involvement in their business (Vos et al., 2007).”
Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam (2017, background): “Moreover, the owner’s private wealth is found be to one of the main internal ﬁnance sources for SMEs (e.g., Ughetto, 2008; Vos, Yeh, Carter, & Tagg, 2007).”
The cost of growth: small firms and the pricing of bank loans (2015, neutral): “Size has been shown to affect both access to and price of credit (Aterido et al. 2011; Beck et al. 2005; Binks and Ennew 1996; Freel 2007; Vos et al. 2007).”
SME Financing and the Choice of Lending Technology in Italy: Complementarity or Substitutability? (2013, neutral): “, Pagnini, M., Rossi, P. (2008), scoring nel , Questioni di Economia e F inanza, No.12, Bank of Italy. Angelini, P., Di Salvo, R., Ferri, G. (1998), Availability and cost of credit for small businesses: customer relationships and credit cooperatives , Journal of Banking and F inance, Vol. 22 (6-8), ”
The latent demand for bank debt: characterizing “discouraged borrowers” (2012, background): “the entrepreneur has been shown to be an inverse correlate of venture ambition, albeit imperfectly (Vos et al. 2007), one might expect the former to outweigh the latter.”
What Determines the Composition of Banks' Loan Portfolios? Evidence from Transition Countries (2010, neutral): “It is therefore important to understand what determines banks’ willingness and ability to lend to SMEs – at least to those SMEs that need external financing for further growth (Vos et al. 2007) – as opposed to other customer types such as large enterprises or retail clients.”
INVITED ARTICLE THE EFFECTS OF ETHNICITY, FAMILIES AND CULTURE ON ENTREPRENEURIAL EXPERIENCE: AN EXTENSION OF SUSTAINABLE FAMILY BUSINESS THEORY (2008, background): “Although growth-oriented small firms need investment capital, non-growth oriented firms do not demand investment capital and are content with having adequate operating capital (Vos et al., 2007).”
The demand and supply of external finance for innovative firms (2013, positive): “This view is compatible with a life-cycle view of firm financing: as Berger and Udell (1998) suggest, SMEs might pursue different capital structures over their life cycle, a long-term behaviour that would result in the demand and consequent eventual supply of different kinds of capital over time.”