The Impact of Competition on Bank Orientation

By Hans Degryse, Steven R. G. Ongena. 2007

277 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/9bfb2884c2912567f73c502fd4db6ab3fcc4a5b6

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Citations in the corpus

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets (2012, unknown): “This control is particularly useful in our context because our data do not allow us to observe the proportion of debt financed by each individual bank, a commonly used proxy for the strength of bank relationships (Elsas (2005), Degryse and Ongena (2007)).”
Rules versus discretion in loan rate setting (2010, unknown): “This dataset, which has been used in Degryse and Van Cayseele (2000), and Degryse and Ongena (2005, 2007b), consists of a large number of loans made by one important Belgian bank.51 Despite being less comprehensive than the NSSBF in terms of firm-specific information, we find several attractive…”
How Does Capital Affect Bank Performance During Financial Crises (2013, unknown): “While we cannot measure the geographic distance between each bank and its customers (as do Degryse and Ongena, 2005, 2007; Bharath, Dahiya, Saunders, and Srinivasan, 2007; Degryse, Laeven, and Ongena, 2009), we can create variables that capture other dimensions of distance.”
Some Borrowers Are More Equal than Others: Bank Funding Shocks and Credit Reallocation* (2019, unknown): “The finding that banks reallocate credit according to sector specialization connects the bank funding shock transmission literature with the literature on bank lending concentration, which mainly analyzes the link between concentration, bank performance and risk taking (Acharya et al., 2006; Degryse”
Why and how FDI stocks are a biased measure of MNE affiliate activity (2010, methodology): “Following prior research on banking (for a review, see Degryse & Ongena, 2007), we measure the level of competition in a country’s banking sector by 1 minus its Herfindahl index of bank concentration.”
Competition and Relationship Lending: Friends or Foes? (2011, unknown): “Although the HHI index is not the only possible measure of market concentration, it remains the one most commonly used by both economists and antitrust regulators all around the world (Cetorelli, 1999; Cetorelli and Strahan, 2006), and its adoption allows us to directly compare our findings with the”
Did TARP Banks Get Competitive Advantages? (2015, unknown): “…banks with more branches per dollar of assets may have more complex organizational structures, which may also affect banks’ ability to compete (e.g., Degryse and Ongena (2005), (2007), Bharath, Dahiya, Saunders, and Srinivasan (2007), Degryse, Laeven, and Ongena (2009), and Berger and Bouwman…”
Does bank competition reduce cost of credit? Cross-country evidence from Europe (2017, background): “Elsas (2005) and Degryse and Ongena (2007) provide evidence of a ushaped relation between bank concentration and the investment of banks in relationship lending.”
Bank Financing for SMEs – Lessons from the Literature (2013, unknown): “…view on banks' business lines, Boot and Thakor (2000) argue that more competition will reduce profit margins more in transaction than in relationship lending and thus push banks towards relationship lending, a hypothesis supported by empirical analysis for Belgium (Degryse and Ongena, 2007).”
Small Banks and Local Economic Development (2015, background): “As the growth rate of regional business registration mainly represents regional SME growth, these results confirm the findings of Carbó-Valverde et al. (2009) and Degryse and Ongena (2007), who show that savings banks are more effective at promoting SME development.”
Do Women Pay More for Credit? Evidence from Italy (2008, result): “This finding is consistent with the empirical results provided by Petersen and Rajan (1995) and more recently by Degryse and Ongena (2007): namely in more concentrated markets, banks tend to invest more in a relationship-based kind of lending and charge lower interest rates.”