Do Women Pay More for Credit? Evidence from Italy

By A. Alesina, F. Lotti, P. Mistrulli. 2008

363 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/da8b2ed39e74ee93fbe97f64142acaef9361b688

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. Iftekhar Hasan
2. Bill Francis
3. Qiang Wu
4. Tho Pham
5. Oleksandr Talavera
6. Noemi Oggero
7. Elisa Ughetto
8. G. M. Mantovani

In Economics and Econometrics

1. Bill Francis
2. Iftekhar Hasan
3. Qiang Wu
4. Tho Pham
5. Oleksandr Talavera
6. Noemi Oggero
7. Elisa Ughetto
8. G. M. Mantovani

In Finance

1. Noemi Oggero
2. Elisa Ughetto
3. Oleksandr Talavera
4. G. M. Mantovani
5. Iftekhar Hasan
6. Tomasz Piotr Wisniewski
7. Tho Pham
8. Mariacristina Rossi

Citations in the corpus

• Wealth distribution within couples (2013, neutral): “…(Bajtelsmit and Bernasek 1996); men and women have different levels of risk tolerance (Jianakopolos and Bernasek 1998), different consumption and saving patterns (Fisher 2010), unequal credit conditions (Alesina et al. 2013), and also different inheritance patterns (Edlund and Kopczuk 2009).”
• The gender gap in bank credit access (2019, neutral): “Alesina et al. (2013) find evidence that women pay more for credit than men, although they do not find any evidence that female borrowers engage in more risk-taking behavior than men.”
• Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam (2017, background): “Further, men-owned businesses are more likely to get larger loans and pay lower interest rates compared to women-owned businesses (Alesina, Lotti, & Mistrulli, 2013; Coleman, 2000; Treichel & Scott, 2006).”
• Entrepreneurial spirits in women and men. The role of financial literacy and digital skills (2019, background): “During lifetime, women face higher credit constraints and more difficulties in borrowing (Alesina et al. 2013), which exacerbate their low presence in entrepreneurial activities.”
• Fearless Woman: Financial Literacy and Stock Market Participation (2021, neutral): “Alesina et al. (2013) provide evidence that female entrepreneurs are charged higher interest rates.”
• The Impact of CFO Gender on Bank Loan Contracting (2013, background): “, Anderson et al. (2004) a nd Armstrong et al. (2010)). Prior studies find that when banks initiate pr ivate debt, they are very sensitive to various attributes of accounting information, such as operating accrual (Bharath et al. (2008)) and conservatism (Sunder et al. (2009) and Zhang (2008)). Assu”
• Does a Manager's Gender Matter When Accessing Credit? Evidence from European Data (2017, background): “In fact, attitudes towards these issues vary across different countries depending on their cultural and economic heritage (Alesina et al., 2013).”