The role of personality in household saving and borrowing behaviour

By E. Nyhus, Paul A. Webley. 2001

194 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, General Decision Sciences

View Paper: https://www.semanticscholar.org/paper/95767309246e833c901baf6bed8498c302710637

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. V. Toepoel
2. Alfred Galichon
3. Arnaud Dupuy
4. Arvid O. I. Hoffmann
5. Patrick Gerhard
6. J. Gladstone
7. Paul A. Webley
8. Jeffrey R. Brown

In Economics and Econometrics

1. V. Toepoel
2. Arnaud Dupuy
3. Alfred Galichon
4. Arvid O. I. Hoffmann
5. Patrick Gerhard
6. J. Gladstone
7. Paul A. Webley
8. Jeffrey R. Brown

In General Decision Sciences

1. Alfred Galichon
2. Arnaud Dupuy
3. Arvid O. I. Hoffmann
4. Patrick Gerhard
5. J. Gladstone
6. V. Toepoel
7. Paul A. Webley

Citations in the corpus

• Personality and Young Adult Financial Distress (2015, result): “Consistent with past research on debt (Nyhus and Webley, 2001), conscientious individuals had lower rates of debt.”
• The Big Five personality traits, material values, and financial well-being of self-described money managers (2012, unknown): “Previous findings demonstrate that emotional instability (i.e., neuroticism) predicts more debt (Nyhus & Webley, 2001) and more instances of compulsive buying (Brougham et al., 2011; Dittmar, 2005; Mowen & Spears, 1999), while conscientiousness is linked to increased savings (Brandstatter, 1996;…”
• Is consideration of future consequences a changeable construct (2010, background): “People who are more concerned with future consequences save more money than people who are more concerned with their current well-being (see, e.g. Nyhus, Pons, & Webley, 2002; Nyhus & Webley, 2001; Webley & Nyhus, 2001, 2006).”
• Personality Traits and the Marriage Market (2014, methodology): “Since answers given to the same item by the same person in different waves are strongly correlated ðsee Nyhus and Webley 2001Þ, we simply collapse the data by individual using the person’s median answer to each item.”
• Psychological characteristics and household savings behavior: The importance of accounting for latent heterogeneity (2018, methodology): “…studies have either divided their samples based on observable attributes such as age, gender or marital status, and then analyzed the resulting subsamples in isolation, or instead utilized regression interaction terms (e.g., Brown and Taylor, 2014; Cho et al., 2014; Nyhus and Webley, 2001).”
• Filling the gap between planning and doing: Psychological factors involved in the successful implementation of saving intention (2007, background): “…in saving motives and intentions have been studied separately (Canova, Manganelli Rattazzi, & Webley, 2005), and motives linked to saving behaviour (Nyhus & Webley, 2001), but intention realisation issues have been overlooked in the empirical attempts to predict actual saving (see Daniel, 1997).”
• Parents’ influence on children’s future orientation and saving (2006, background): “The mechanism for this is clear as there is good evidence that all of the big 5 personality traits are heritable (Plomin, DeFries, McClearn, & Rutter, 1997) and a few reports have shown a link between personality and saving behaviour (Nyhus & Webley, 2001).”