The optimal size of a bank: Costs and benefits of diversification

By Vittoria Cerasi, Sonja Daltung. 2000

204 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/057053017e5b02b15c7bade4e897e2edba113628

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Citations in the corpus

Multiple-bank lending: diversification and free-riding in monitoring (2004, unknown): “Insert Figures 2 and 3 (7)It is possible to analyze monitoring intensities and total monitoring costs (as well as banks’ expected profits below) simply as function of k because for k = 1 expressions (9) and (12) coincide with (3) and (11), respectively.”
Imperfect competition, risk taking, and regulation in banking (2000, methodology): “Second, we abstract from the consequences of diversi"cation-based or size related economies of scale (in contrast, for example, to Matutes and Vives (1996) and Cerasi and Daltung (1996) ).”
The Effects of Focus versus Diversification on Bank Performance: Evidence from Chinese Banks (2010, background): “…of scope that arise through weakened monitoring incentives and a poorer-quality loan portfolio when a risky bank expands into additional industries and sectors, complementing the agency-theoretic analysis of the boundaries of a bank’s activities as proposed in Cerasi and Daltung (2000).”
Is the International Convergence of Capital Adequacy Regulation Desirable (2003, unknown): “While technological innovation has increased the range of bank sizes over which scale economies exist, there still exist agencybased diseconomies of scale as suggested by Cerasi and Daltung (2000), Stein (2002).”
Competition in the Changing World of Banking (2001, background): “Regulatory change has included the liberalization of rates and of banking investment activities, convergence between institutions of various types (e.g. between savings banks and ordinary banks, between 2 See Demirgüç-Kunt and Detragiache (1998).”