The Effects of Focus versus Diversification on Bank Performance: Evidence from Chinese Banks

By Allen N. Berger, Iftekhar Hasan, Mingming Zhou. 2010

561 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/5f6d6ea45eb8f2dfba5bc6b7d183187ca8b5b0ab

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Citations in the corpus

Is Bank Income Diversification Beneficial? Evidence from an Emerging Economy (2013, unknown): “Berger et al. (2010) examine the case of the Chinese banking industry and find evidence of a diversification discount1 , which is stronger for domestic banks than for foreign banks, suggesting that different ownership structures induce different effects of diversification on bank valuation.”
The effect of revenue diversification on bank profitability and risk during the COVID-19 pandemic (2021, background): “Berger et al. (2010) find that diversification is associated with reduced profits and higher costs for Chinese banks over the period of 1996–2006. Lee et al. (2014) find a positive association between the use of noninterest income sources and risk reduction for a sample of banks from 22 Asian countr”
Ownership, bank size, capitalization and bank performance: Evidence from India (2020, methodology): “Following previous studies (A.N. Berger et al., 2010; Andres & Vallelado, 2008; Erhardt et al., 2003; Lin & Zhang, 2009; Muth & Donaldson, 1998) we use four different proxies such as return on assets (ROA), return on equity (ROE), net interest margin (NIM) and pre-provision profitability ratio…”
Governance, Efficiency and Risk Taking in Chinese Banking (2017, unknown): “…indicate that the prevalent high level of state ownership in Chinese listed firms weakens the corporate governance mechanism as it 8 For example, Berger et al. (2009; 2010) provide evidence that foreign banks tend to be more efficient than (or approximately equally efficient to) private…”
What Determines the Profitability of Banks? Evidence from Spain (2013, unknown): “Finally, we include dummy variables to control for 14 Moreover, as Berger et al. (2010) suggest, we use the squared logarithm of bank assets to control for this potential non-linear relationship between size and profitability in the robustness checks.”
Foreign bank diversification and efficiency prior to and during the financial crisis: Does one business model fit all? (2015, background): “For instance, Berger et al. (2010) disaggregate loans into industry, commercial, real estate, agricultural and consumer loans.”
The effects of loan portfolio concentration on Brazilian banks return and risk (2011, background): “, 2006] and reduces the performances of the banks in the Chinese banking sector [Berger et al., 2010] and in the German banking sector [Norden and Szerencses, 2005, Hayden et al.”
Committee Independence and Financial Institution Performance During the 2007–08 Credit Crunch: Evidence from a Multi‐Country Study (2011, background): “…Subsidiaries Margin Diversity + + + + (1) Following Saunders and Schumacher (2000), Barros et al. (2007), Valverde and Fernandez (2007), Lin and Zhang (2009), and Berger, Hasan, and Zhou (2010), the control variables include Firm Size measured by the log of total assets, Equity Ratio measured…”
The sources of bank productivity growth in China during 2002-2009: A disaggregation view (2012, methodology): “Chen et al. (2005) examine the cost, technical, and allocative efficiencies of 43 Chinese banks during 1993–2000. Their results indicate that bank efficiency levels have improved since the financial deregulation of 1995. However, Fu and Heffernan (2009) use a cost frontier model to evaluate the effe”