Credit Reporting Systems and the International Economy

By Margaret J. Miller. 2003

214 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/ed037377fde627d6e0631df3003fc4d87a186ced

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Citations in the corpus

Classification situations: Life-chances in the neoliberal era (2013, unknown): “The information recorded by their public credit registries is extremely limited, and generally conﬁned to identifying seriously delinquent accounts (Miller, 2003).”
Multiple-Bank Lending, Creditor Rights and Information Sharing (2009, result): “A comparison between exclusive and non-exclusive lending is provided by Bisin and Guaitoli (2004) and Attar, Campioni and Piaser (2006), among others. this rationing is associated with high interest and default rates, consistent with evidence from developing countries (Mookherjee et al. 2000).”
Cartographies of Race and Class: Mapping the Class‐Monopoly Rents of American Subprime Mortgage Capital (2009, background): “This expanded screening capacity arrived in the 1990s, with a revolution in consumer credit reporting and surveillance systems (Saunders and Allen, 2002; White, 2002; Miller, 2003).”
How Bank Competition Affects Firms' Access to Finance (2012, unknown): “However, previous studies have suggested that private credit bureaus are better able to reduce information asymmetries than private credit registries (Miller 2003; World Bank 2012).”
Information Sharing and Credit: Firm-Level Evidence from Transition Countries (2009, background): “Bennardo et al. (2007) show that this negative contractual externality in the provision of credit can induce banks to ration credit, for fear that the customer’s total exposure may become so large as to induce default.”
Finance, Financial Sector Policies, and Long-Run Growth (2008, background): “The collection, processing and use of borrowing history and other information relevant to household and small business lending – credit registries - have been rapidly growing in both the public and private sectors (see Miller, 2003, for an overview).”
Market Facilitation by Local Government and Firm Efficiency: Evidence from China (2013, background): “This information was sold to businesses that were seeking to extend trade credit to firms in other parts of the country (Madison, 1974; Olegario, 2001, 2003).”
Bank Competition and Stability: Cross-country Heterogeneity (2013, background): “In addition, MartinezMiera and Repullo (2010) and Hakenes and Schnabel (2011) show that a lower correlation of loan defaults makes it more likely that ercer competition harms stability. A bank's potential to reduce the correlation of its loan portfolio and other revenues is clearly affected by restr”
A more complete conceptual framework for SME finance (2006, background): “There is considerable variation across countries in terms of the existence of credit bureaus, whether they are publicly- or privately-owned, and the coverage of available information (Miller 2003).”
Small and medium-size enterprises: Access to finance as a growth constraint (2006, background): “A rapidly expanding literature has shown the positive effect that credit information sharing has on the credit availability to SMEs (Pagano and Jappelli, 1993; Miller, 2003; Love and Mylenko, 2003).”