A more complete conceptual framework for SME finance

By Allen N. Berger, Gregory F. Udell. 2006

2,068 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/b49eb46da9940b233aa468dd71572694bc84474d

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Citations in the corpus

Social entrepreneurship research: A review and future research agenda (2020, background): “Adding to these idiosyncratic hurdles for social entrepreneurs, other known problems for startups pose challenges to SEs (Irwin & Scott, 2010; Berger & Udell, 2006).”
Small business responses to a major economic downturn: Empirical perspectives from New Zealand and the United Kingdom (2012, background): “…as in the UK, in NZ the nature of the banking system and financial infrastructure are modelled on the so-called Anglo-American system: a transaction cost-based system rather than the more relationship-based and participative systems of Franco–German financial institutions (Berger and Udell, 2004).”
Financial Constraints and Productivity: Evidence from Euro Area Companies (2018, neutral): “[4] Berger, A.”
The cost of growth: small firms and the pricing of bank loans (2015, positive): “To calculate the probability of having loans in firms, we introduce the following selection equation: pðaccessing to loanÞ ¼ f export; innovation; capitalð expenditure; size; assets; legal status; age of the businessÞ In our selection equation, we try to consider not only the variables that ease acc”
The impact of firm and industry characteristics on small firms’ capital structure (2010, background): “This decreases the problem of informational opacity, since the value of the collateral can be determined quite well by outsiders and stays relatively stable over time (Berger and Udell, 2006).”
Bank Financing for SMEs: Evidence Across Countries and Bank Ownership Types (2009, background): “Overall, our findings are consistent with studies that propose a new paradigm for SME lending, where different bank types, applying different lending technologies and organizational structures can play an important role in financing SMEs (see Berger and Udell, 2006 and de la Torre et al., 2008).”
The Impact of Competition on Bank Orientation (2007, background): “Relationship finance is the best lending technology available to service such firms ( Berger, 2006 ).”
Small Business Credit Scoring and Credit Availability* (2007, background): “6 JOURNAL OF SMALL BUSINESS MANAGEMENT 2See Berger and Udell (2006) for more discussion of these other transactions technologies and how they address opacity problems.”
Relationship and Transaction Lending in a Crisis (2013, neutral): “The theoretical literature agrees on the fact that in order to establish long-lasting and close relationships banks need to gather information about the rm (Boot 2000; Berger and Udell 2006).”