Bank Capital Regulation in Contemporary Banking Theory: A Review of the Literature

By João A. C. Santos. 2001

589 citations recorded by the source corpus.

Subfields: Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/e7454e97aabcdf376a8f837f33ee44d2a5a7ca8e

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Citations in the corpus

Capital Regulation, Risk-Taking and Monetary Policy: A Missing Link in the Transmission Mechanism? (2008, unknown): “16 There is a large literature on the impact of capital standards on risk-taking, see Santos (2001), Van Hoose (2007) and Table 5 for reviews.”
Gender Diversity on European Banks’ Boards of Directors (2011, unknown): “Second, the existence of an implicit or explicit public safety net against banks’ failure generates perverse incentives (moral hazard), in the sense that banks, taking for granted the use of safety net policies in case of trouble, are induced to take on more risks (Dale 1996; Demirgüç-Kunt and Kane ”
Back to the Basics in Banking? A Micro-Analysis of Banking System Stability (2009, unknown): “In all standard models of banking, high capital levels are associated with a lower bankruptcy risk (Santos, 2001).”
Competition among Regulators and Credit Market Integration (2006, unknown): “on the optimal assignment of these instruments to address the concerns highlighted above (see Santos (2001) for a recent survey).”
An Analysis of VaR-based Capital Requirements (2006, unknown): “5 Additional corrective actions in response to a high 1 See Berger et al. (1995), Freixas and Santomero (2002) or Santos (2002) for a review of the theoretical justifications for bank capital requirements.”
Measuring and Managing Credit Risk (2004, background): “One of the main motivations for Basel II was to escape from the “one-sizefits-all” setting of Basel I. Initially, the Basel Committee was considering a menu of three types of approaches to deal with credit risk (Santos, 2000): The IRBA (internal ratings-based approach).”
Mapping capital and liquidity requirements to bank lending spreads (2010, unknown): “The aim of this exercise is to consider the impact on lending spreads in the steady state, not during the transition to the steady state.”
The impact of bank regulations, supervision, market structure, and bank characteristics on individual bank ratings: A cross-country analysis (2006, background): “Furthermore, powerful supervisors may use their power to benefit favored constituents, attract campaign donations and extract bribes (Shleifer and Vishny, 1998; Djankov et al., 2002; Quintyn and Taylor, 2002 ).”
Cost, revenue and profit efficiency of Islamic versus conventional banks: International evidence using data envelopment analysis (2008, background): “…banking theories assume that banks earn profits by purchasing transactions deposits from the depositors at a low interest rate, then reselling those funds to the borrowers at higher interest rate, based on its competitive advantage at gathering information and underwriting risk (Santos, 2000).”
Banks' buffer capital: How important is risk? (2004, background): “Regulation is in general justified on the basis of market failures and the importance of preserving financial stability, although there is still no consensus on how banks should be regulated (Santos (2000)).”
Bank Regulation and Supervision: What Works Best? (2001, background): “Pages, H. and J.A.C. Santos (2001).”
Bank Capital Regulation and Incentives for Risk-Taking (2001, background): “…static analysis of moral (10)Virtually none is mentioned in the standard surveys of the banking literature (Baltensperger (1980), Santomero (1984), Swank (1996), Freixas and Rochet (1997), Santos (2000). hazard and is restricted to that part of capital which is held against market risks.”