The early experience with branchless banking

By Gautam Ivatury, Ignacio Mas. 2008

277 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/d702f958e8ec0f6c081a4a6d5714983378883fdc

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Citations in the corpus

Mobile banking adoption: A literature review (2015, background): “Researchers use various terms to refer to mobile banking, including m-banking (Liu et al. 2009), branchless banking (Ivatury and Mas, 2008), m-payments, m-transfers, m-finance (Donner and Tellez 2008), or pocket banking (Amin et al., 2006).”
How has Mobile Phone Penetration Stimulated Financial Development in Africa? (2013, background): “…Smart & Globe [Neville, 2006]), Kenya (where nearly 2 million users registered with Safaricom M-PESA system within 1 year of its nationwide rollout [Ivatury & Mas, 2008; Vaughan, 2007]), and South Africa where 450, 000 people use Wizzit (‘the bank in your pocket’; Ivatury & Pickens, 2006) or one…”
Access to Finance (2010, unknown): “Despite the great potential for branchless banking to expand financial access, thus far mobile banking customers in developing countries have been wealthier customers in urban areas (Ivatury and Mas, 2008).”
The impact of mobile phone penetration on African inequality (2013, background): “…Neville, 2006); Kenya (where nearly two million users registered with Safaricom MPESA system within a year of its nationwide rollout, Vaughan, 2007; Ivatury & Mas, 2008) and South Africa where 450, 000 people use Wizzit (‘the bank in your pocket’; Ivatury & Pickens, 2006) or one of two other…”
Factors influencing adoption of payments banks by Indian customers: extending UTAUT with perceived credibility (2019, background): “…banks and other non-bank entities, which earlier had problems in providing gainful banking services through customary channels to underprivileged clients, acknowledge MFS as a form of ‘branchless banking” (Ivatury and Mas, 2008), which reduces the costs of providing service to low-income customers.”
Financial Inclusion in Africa (2015, background): “In Peru, Banco de Crédito estimates that a cash transaction at a branch costs about USD 0.85, compared to USD 0.32 if it is run through a banking agent (Ivatury and Mas, 2008).”
Strengthening access to finance for women-owned SMEs in developing countries (2015, background): “World bank: http://siteresources.worldbank.org/INtGENDEr/resources/PerurrPFINAl.pdf 93 Ivatury and Mas, 2008, Mas and rosenberg, 2009 94 IFC, 2010 33StrENGthENING ACCESS tO FINANCE FOr WOMEN-OWNED SMEs IN DEvElOPING COuNtrIES which types of business environment constraints may be greater for women,…”