Seduction by Plastic

124 citations recorded by the source corpus.

How researchers see this paper

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Inferior Products and Profitable Deception (2017, background): “…is puzzling from the perspective of existing models given that there are no obvious diseconomies of scale in issuing, that from a consumer’s perspective issuers (if not credit card networks) are likely to be almost undifferentiated, and that there are thousands of issuing banks (Bar-Gill, 2004).”
Bankruptcy Reform and Credit Cards (2007, background): “Finally, Posner (1995), Rougeau (1996), Bar-Gill (2004), Peterson (2004), and Mann (2006) discuss re-introducing usury limits on interest rates, although they do not all go so far as to advocate this change.”
Handbook of Consumer Finance Research (2008, background): “Oren Bar-Gill ( 2004 ) suggests that credit card teaser rates and premiums be eliminated and Ronald Mann ( 2006 ) suggests that creditors raise their minimum monthly payment.”
Delay Discounting and Intelligence: A Meta-Analysis. (2008, background): “, 2001; Bar-Gill, 2004), individuals with lower intelligencemay bemore prone to these financial hardships. Forthcoming work by Benjamin, Brown, and Shapiro (2006) supports this possibility with evidence that individuals with lower intelligence tend to have lower levels of financial asset accumulatio”