Bankruptcy Reform and Credit Cards

By M. White. 2007

248 citations recorded by the source corpus.

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Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending (2013, unknown): “[43] White, Michelle J.”
Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports (2020, background): “The filer can also choose to give up the collateral and discharge the remaining debt.19 In any given year, approximately 70 percent of filers choose Chapter 7 of the bankruptcy code, with the remaining 30 percent choosing Chapter 13 (White, 2007).”
Household Borrowing after Personal Bankruptcy (2011, background): “Also, the rapid technological progress in the financial industry makes it less costly to screen and manage distressed debtors, resulting in an increased supply of credit to the segment of the markets that used to be out of reach for conventional lenders (Dick and Lehnert, 2007; White, 2007).”
Accounting for the Rise in Consumer Bankruptcies (2010, unknown): “(See Michelle J. White (2007) for details on the 2005 reforms.)”