Portfolio and Financing Adjustments for U.S. Banks: Some Empirical Evidence

By Robert E. Krainer. 2008

380 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/7bbfc766a9dd47696255454d1565081f67f84fec

Citations in the corpus

• Defining and Measuring Financial Literacy (2009, unknown): “Lusardi (2008a, 2008b) “Knowledge of basic financial concepts, such as the working of interest compounding, the difference between nominal and real values, and the basics of risk diversification” (p. 2). a Italics have been added throughout to emphasize key definitional components.”
• THE IMPACT OF FINANCIAL LITERACY ON INDIVIDUAL SAVING: AN EXPLORATORY STUDY IN THE MALAYSIAN CONTEXT (2013, unknown): “To gather data on these variables a questionnaire based on Lusardi (2008) was designed.”
• Financial Literacy and Emergency Saving (2014, unknown): “Moreover, studies of financial literacy (e.g., Lusardi and Mitchell 2007a, b; Lusardi 2008) adopt a view that education should be a tool of improving financial behavior rather than a goal in itself.”
• Cities Destroyed (Again) For Cash: Forum on the U.S. Foreclosure Crisis (2008, unknown): “Not surprisingly, the least disagreement surrounds calls for greater financial literacy (Lusardi, 2008).”
• Childhood Financial Socialization and Young Adults' Financial Management (2013, unknown): “However, female college students were less knowledgeable about personal finances (Chen & Volpe, 2002), often borrow at higher costs, and are less likely to participate in the financial market (Lusardi, 2008).”
• Digital financial literacy, current behavior of saving and spending and its future foresight (2020, unknown): “This study may also prove the previous statement by Lusardi (2008) and Hung, Parker, and Yoong (2009) where current saving will have an impact on their financial behavior in the future.”
• Family Processes and Adolescents’ Financial Behaviors (2011, unknown): “Mathematical problem solving ability also seem to play a role in children’s financial socialization, consistent with previous research on the relationship between numeracy and saving (Caunt 2001; Elliott et al. 2010; Lusardi 2008).”
• The Price Is Right: Updating Inflation Expectations in a Randomized Price Information Experiment (2016, unknown): “30 Lusardi A. (2007): “Financial Literacy: An Essential Tool for Informed Consumer Choice?” presented at the conference “Understanding Consumer Credit: A National Symposium on Expanding Access, Informing Choices, and Protecting Consumers,” organized by the Harvard Joint Center for Housing Studies, H”
• Financial Literacy and Financial Behaviour: Experimental Evidence from Rural Rwanda (2016, unknown): “…2002; Hilgert et al. , 2003; Clark et al. , 2004; Mavrinac and Chin, 2004; Courchane and Zorn, 2005; Hogarth et al. , 2005; Kimball and Shumway, 2006; Lusardi, 2008; Lusardi and Mitchell, 2008; Lusardi and Tufano, 2009; Carpena et al. , 2011; Robb, 2011; van Rooij et al. , 2011, 2012; Xu and Zia,…”
• The Effectiveness of Youth Financial Education: A Review of the Literature (2008, unknown): “Chang and Lyons (2007), Borden, Lee, Serido, & Collins (2008), and Lusardi (2008) are just three of the latest program reviewers to note the impact of demographic descriptors such as gender, employment status, ethnicity, family background, educational level, and other social markers on improvements…”
• Impact of Financial Literacy and Investment Experience on Risk Tolerance and Investment Decisions: Empirical Evidence from Pakistan (2016, unknown): “Financial illiteracy can have many long run financial outcomes or may end up in deficits (Lusardi, 2008).”
• What Would You Do with $500? Spending Responses to Gains, Losses, News, and Loans (2018, unknown): “The survey included a battery of five questions taken from Lipkus et al. (2001) and Lusardi (2008) to measure respondents’ numeracy.”