Access to Capital and Terms of Credit: A Comparison of Men- and Women- Owned Small Businesses

By Susan L. Coleman. 2000

704 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/628265117ac9867ef7422703834472acd2c4f9fc

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Citations in the corpus

Women's Perceived Empowerment in Entrepreneurial Efforts: The Role of Bricolage and Psychological Capital (2019, background): “However, supplementing women’s access to resources accessible through microfinancing (Coleman 2000), bricolage provides motivation to strengthen the effects of empowerment on firm performance.”
Fear of failure as a mediator of the relationship between obstacles and nascent entrepreneurial activity—An experimental approach ☆ (2017, background): “This is because financial assets are critical to a new venture, and insufficient liquidity and a lack of financial resources are frequently cited as causes of business failure (Coleman, 2000; Gregory et al., 2005).”
Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam (2017, background): “Further, men-owned businesses are more likely to get larger loans and pay lower interest rates compared to women-owned businesses (Alesina, Lotti, & Mistrulli, 2013; Coleman, 2000; Treichel & Scott, 2006).”
Gender Stereotypes and Venture Support Decisions: How Governmental Venture Capitalists Socially Construct Entrepreneurs’ Potential (2017, background): “…begin their firms with poorer levels of funding than their male counterparts (Brush, 1997; Carter & Rosa, 1998) and that women-owned businesses start with both lower levels of overall capitalization and lower ratios of debt finance than men-owned businesses (Carter & Allen, 1997; Coleman, 2000).”
Women entrepreneurs who break through to equity financing: The influence of human, social and financial capital (2003, background): “Though women acquired greater access to business debt in the past five years and established a strong record of reinvestment of business earnings (Coleman 2000), they have not yet accessed the large pool of equity capital currently available in the US.”
Exploring the intention–behavior link in student entrepreneurship: Moderating effects of individual and environmental characteristics (2016, background): “Moreover, there is evidence that women experience more difficulties in obtaining financial resources from banks which may result into perception of the environment as a hostile one affecting in this way subjective norm (Coleman, 2000; Shneor, Camgoz, & Karapinar, 2013).”
Advancing a Framework for Coherent Research on Women's Entrepreneurship (2007, methodology): “With regard to financing, previous research shows that women-owned businesses start with both lower levels of overall capitalization and lower ratios of debt finance than men-owned businesses (Carter & Allen, 1997; Coleman, 2000).”
The Challenges faced by Small & Medium Enterprises (SMEs) in Obtaining Credit in Ghana. (2011, background): “Faced with this type of uncertainty, a lender may deny credit, sometimes to the firms that are credit worthy but unable to report their results (Coleman, 2000).”
Breaking the “Bamboo Curtain” and the “Glass Ceiling”: The Experience of Women Entrepreneurs in High-Tech Industries in an Emerging Market (2008, background): “Women seem to face discrimination when it comes to financing, as reported in several studies, but the explanations appear to be confounded by some contextual factors; they own the types of businesses that banks associate with higher risks (Buttner and Rosen, 1989, 1992; Carter and Rosa, 1998; Colema”
Financing of women-owned ventures: The impact of gender and other owner -and firm-related variables (2006, background): “than in men’s and that women mainly have recourse to their personal savings, credit cards or loans from family and friends in order to finance their business, rather than using bank loans or commercial credit (Carter and Rosa, 1998; Cliff, 1998; Cooper Maysami and Goby, 1999; Coleman, 2000; Orhan, 2”
Women-Owned businesses and access to bank credit: Evidence from three surveys since 1987 (2006, background): “The belief that such discrimination exists may prevent women-owned businesses from applying for loans (Coleman, 2000) and may limit the size of the loan applied for by women-owned businesses compared to those owned by men.”
Bootstrap financing and owners’ perceptions of their business constraints and opportunities (2005, background): “Issues related to the acquisition of capital have been commonly referenced as an important contributor to small firm failure (Coleman 2000, Kuratko and Hodgetts 2001).”