An empirical study of the effect of perceived risk upon intention to use online applications

By Hsi-Peng Lu, Chin-Lung Hsu, Hsiu-Ying Hsu. Inf. Manag. Comput. Security, 2005

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What Have We Learned about the Effects of the COVID-19 Pandemic on Consumer Behavior? (2021, background): “The rising consumption risks have effects on purchasing [23–25], such as physical risk [2,26–29] and financial risk [30], and this influences consumers’ attitudes and behavior in a time of crisis [30–32].”
An empirical validation of a unified model of electronic government adoption (UMEGA) (2017, background): “The theoretical models on e-commerce adoption (e.g. Lu et al., 2005; Teo & Liu, 2007) have also found a negative and significant relationship between perceived risk and attitude.”
Technology acceptance among micro-entrepreneurs in marginalized social strata: The case of social innovation in Bangladesh (2017, background): “Such feelings bring about a sense of risk associated with using a new technology (Kuo et al., 2013), and this risk perception influences PEOU and PU (Lu et al., 2005).”
Adoption of artificial intelligence in higher education: a quantitative analysis using structural equation modelling (2020, background): “The theoretical underpinning of the other models reveals that perceived ease of use (which is similar in concept with EE) is considered to be a significant and effective predictor of Attitude (ATT) in the field of technology adoption research (Lu et al. 2005).”