Restricting Consumer Credit Access: Household Survey Evidence on Effects around the Oregon Rate Cap

By Jonathan Zinman. 2008

246 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/51225c54b047f47fde986c9ca9195e8d9c2e65d2

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Citations in the corpus

How Payday Credit Access Affects Overdrafts and Other Outcomes (2012, background): “In his study of the Oregon payday ban, Zinman (2010) found that payday credit users there expected”
In Harm's Way? Payday Loan Access and Military Personnel Performance (2008, unknown): “Prevalence estimates that are based simply on self-reported surveys of potential borrowers (e.g., Brown and Cushman 2006) are much lower due to substantial underreporting (Tanik 2005, footnote 19; D. Karlan and Zinman 2008; Zinman 2009).”
The role of household and business credit in banking crises (2010, background): “In recent years, lending to households has grown substantially in many countries and has emerged as an important topic for research (e.g. Backé and Wójcik, 2008; Oikarinen, 2009; Daglish, 2009; Zinman, 2009).”
Household Debt: Facts, Puzzles, Theories, and Policies (2015, background): “43 See also Karlan and Zinman (2008b) for evidence from South Africa.”
Information Disclosure, Cognitive Biases and Payday Borrowing and Payday Borrowing (2011, unknown): “3 Morse (2007); Morgan and Stain (2007); Skiba and Tobacman (2007); Melzer (2008), Zinman (2009).”
CENTRAL BANK POLICIES AND INCOME AND WEALTH INEQUALITY: A SURVEY (2019, unknown): “The other two papers use household surveys for, respectively, 12 euro-area countries based on HFCS data (Carpantier et al. , 2017) and the state of Oregon in the USA (Zinman, 2010), to study wealth and consumption effects of macroprudential measures.”