In Harm's Way? Payday Loan Access and Military Personnel Performance
By Scott E. Carrell, Jonathan Zinman. 2008
186 citations recorded by the source corpus.
Subfields: Economics and Econometrics, General Health Professions
View Paper: https://www.semanticscholar.org/paper/442d385a855bd3b6fe1c55492807014d216912d8
Citations in the corpus
- Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending (2013, unknown): “On the other hand, there is also evidence that loan access may erode job performance (Carrell and Zinman, 2008), increase bankruptcy (Skiba and Tobacman, 2011), and lead to increased difficulty paying mortgage, rent, and utility bills (Melzer, 2011).”
- Six Randomized Evaluations of Microcredit: Introduction and Further Steps † (2015, unknown): “Field et al. (2013), for example, demonstrates that in India, delaying the initial payment gives borrowers the opportunity to make larger durable investments, and thus improves short- and long-run income for enterprises.”
- The Real Costs of Credit Access: Evidence from the Payday Lending Market* (2011, unknown): “Skiba and Tobacman (2008), and Carrell and Zinman (2008) estimate the effects of payday borrowing for the riskiest borrowers (based on a credit score) and for members of the Air Force, respectively.”
- Handbook of Consumer Finance Research (2008, unknown): “Research by Carrell and Zinman ( 2014 ) suggested a relationship between access to payday loans and increased unfavorable entries into personnel records of enlisted Air Force members, but it did not address any fi nancial effects.”
- Restoring Rational Choice: The Challenge of Consumer Financial Regulation (2016, unknown): “Variation in payday lending regulation across states, and within states over time, can be used to identify its effects (Melzer 2011, Carrell and Zinman 2014, Bhutta, Goldin, and Homonoff 2015).”
- Restricting Consumer Credit Access: Household Survey Evidence on Effects around the Oregon Rate Cap (2008, unknown): “Several studies find that access to expensive credit exacerbates financial distress (Campbell et al., 2008; Carrell and Zinman, 2008; Skiba and Tobacman, 2008a; Melzer, 2009).”