Peer-to-Peer Crowdfunding: Information and the Potential for Disruption in Consumer Lending

By Adair Morse. 2015

248 citations recorded by the source corpus.

Subfields: Economics and Econometrics, Information Systems, Management Information Systems

View Paper: https://www.semanticscholar.org/paper/39283becd3e73a454a66d7c93e23e9121216b1f9

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Citations in the corpus

Fintech Borrowers: Lax Screening or Cream-Skimming? (2020, background): “(6)See Morse (2015) for an early review of this strand of the literature.”
The economics of crowdfunding platforms (2015, background): “Morse (2015) provides a survey that focuses on P2P lending.”
Marketplace Lending: A New Banking Paradigm? (2019, methodology): “For brevity, we refer interested readers to Morse (2015) for the description of loan-level data, which is standard in the literature.”
Can You Gig It? An Empirical Examination of the Gig Economy and Entrepreneurial Activity (2018, unknown): “Collectively referred as the collaborative-, sharing-, or gig-economy; businesses of this type are anticipated to comprise a substantial portion of the economy in the coming years, with serious economic implications (Sundararajan 2014), including the disruption of long-standing industries (Morse 201”
Do fintech lenders penetrate areas that are underserved by traditional banks? (2018, background): “Morse (2015) reviewed the existing literature on the topic of fintech lending, focusing on whether the type of technologies employed by fintech firms can mitigate information frictions in lending.”
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform (2019, background): “…fintech lenders pass on the savings to consumers with lower credit costs and whether the pricing is appropriate for the risk taken.4 A few studies have attempted to compare lending rates 4 Morse (2015) explores a number of issues related to fintech disruption and financial disintermediation.”
Fintech and banking: What do we know? (2019, unknown): “A PriceWaterhouseCoopers (2015) monograph noted that the origination volumes of P2P lending platforms has grown very rapidly since 2007 in the US, UK and China.”