Deposit Insurance Around the World: A Comprehensive Database

By Asli Demirgüç-Kunt, Baybars Karacaovali, Luc Laeven. 2005

307 citations recorded by the source corpus.

This paper updates the Demirguc-Kunt and Sobaci (2001) cross-country deposit insurance database and extends it in several important dimensions. This new data set identifies both recent adopters and the ones that were not covered earlier due to a lack of data. Moreover, for the first time, it provides historical time series for several variables and adds new ones. The data were collected by surveying deposit insurance institutions and related agencies as well as through the use of various other country sources.

Subfields: Accounting, Finance

View Paper: https://www.semanticscholar.org/paper/03da1f77e9383dba2c7cf0d5847130a9551939ec

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Citations in the corpus

Interbank Contagion at Work: Evidence from a Natural Experiment (2011, unknown): “12 12 insured, the funds placed by banks as deposits in other banks are insured only up to the ordinary deposit insurance levels (Demirguç-Kunt et al. 2005).”
Political Institutions and Bank Risk-Taking Behavior (2015, unknown): “Data for that a country has explicit deposit insurance or has implemented explicit deposit insurance during the sample period is collected from Demirgüç-Kunt et al. (2005), Demirgüç-Kunt et al. (2014) and other internet country sources such as websites of central banks or regulatory authorities.”
Accounting Discretion, Loan Loss Provisioning and Discipline of Banks' Risk-Taking (2012, unknown): “(2001), Fernández de Lis et al. (2001), Laeven and Majnoni (2003), and Benston and Wall (2005)). Barth (2006) carefully explicates a standard setting perspective on incorporating estimates of the future in financial statements.”
International evidence on the impact of regulations and supervision on banks’ technical efficiency: an application of two-stage data envelopment analysis (2007, unknown): “The country-specific variables account for several aspects such as macroeconomic 15 For information on deposit insurance schemes around the world and detailed discussions, see Demirguc-Kunt and Detragiache (2002) and Demirguc-Kunt et al. (2005).”
Do Surges in International Capital Inflows Influence the Likelihood of Banking Crises?: Cross-Country Evidence on Bonanzas in Capital Inflows and Bonanza-Boom-Bust Cycles (2012, unknown): “Data on deposit insurance are taken from Demirgüc-Kunt et al. (2005) and indexes of interest rate controls, banking supervision and barriers to entry in the banking industry from Abiad et al. (2010).”
Ownership structure, market discipline, and banks risk-taking incentives under deposit insurance (2011, methodology): “…coverage percentage is not available in the World Bank database, I use coverage limitmin 1, coinsurance ratio deposits/capita ⎛ ⎞ −⎜ ⎟ ⎝ ⎠ as a proxy (also from Demirgüç-Kunt et al., 2005), and multiply by the ratio of deposits to total debt for each bank and year, as previously.17 The share of…”
Measuring Financial Access Around the World (2010, background): “29 zero otherwise [data on deposit insurance comes from Demirgüç-Kunt, Karacaovali, and Laeven (2005)].”
The Credit Crisis Around the Globe: Why Did Some Banks Perform Better? (2012, unknown): “We obtain our data for the existence of an explicit deposit insurance scheme from Demirgüç-Kunt, Karacaovali, and Laeven (2005).”
Competition, Risk-Shifting, and Public Bail-Out Policies (2011, unknown): “…Bank Deposit insurance Ordinal variable measuring deposit insurance coverage in 2003: 0: 0 $, 1: 1-40.000 $, 2: 40.001-100.000 $, 3: > 100.000 Demirgüc-Kunt et al. (2005) GDP per capita GDP per capita in 2002 World Bank Transparency Ordinal variable measuring the degree of information…”
Financial Institutions and Markets Across Countries and Over Time - Data and Analysis (2009, unknown): “Third, Barth, Caprio and Levine (2008) present indicators on the regulation and supervision of banks for a broad cross-section of countries for the years 1997, 2001 and 2005, and Demirguc-Kunt et al.”
Deposit insurance around the world: A comprehensive analysis and database (2015, methodology): “THE DATABASE The database builds upon earlier work by Demirgüç-Kunt, Karacaovali, and Laeven (2005).”
Are More Competitive Banking Systems More Stable (2006, unknown): “In contrast, Smith (1984) puts forward a theoretical exposition of how increasing competition for bank deposits gives rise to vulnerabilities in the system.”
The Determinants of Bank Capital Structure (2010, unknown): “Flannery (1994), Myers and Rajan (1998), Diamond and Rajan (2000) and Allen et al.”
Deposit Insurance Database (2014, methodology): “THE DATABASE The database builds upon earlier work by Demirgüç-Kunt, Karacaovali, and Laeven (2005).”