A Consumer Education Programme Based on the Transtheoretical Model of Change
By Jing Jian Xiao, Barbara O'Neill, J. Prochaska, C. Kerbel, Patricia Brennan, Barbara Bristow. 2004
98 citations recorded by the source corpus.
MONEY 2000™ is a successful consumer education programme that was implemented by Cooperative Extension personnel in over two dozen states of the USA between 1996 and 2002. One of the unique features of this programme is that it was based on the Transtheoretical Model of Change (TTM), a framework that has been widely used to study health-related behaviour changes such as smoking cessation. This paper first describes how the MONEY 2000™ programme was developed around major constructs contained within the TTM. Findings are reported from a survey conducted with participants in the first two states that delivered the programme. The findings suggest that several change processes used by MONEY 2000™ participants are associated with specific stages of change. In addition, there may be differences in behavioural changes between participants who increased their savings and those who reduced their debts.
Subfields: Plant Science
View Paper: https://www.semanticscholar.org/paper/fabcd369d7fcc2347fa4bd84e34c3602ab4ef891
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Citations in the corpus
- Acting for Happiness: Financial Behavior and Life Satisfaction of College Students (2009, methodology): “In our study we use the phrase ‘‘financial behaviors’’ to refer to positive or desirable behaviors recommended by consumer economists as ways to improve financial well-being ( Xiao 2008 ).”
- Consumer Financial Capability and Financial Satisfaction (2013, background): “As suggested by consumer economics researchers and experts (PACFC 2013; Xiao et al. 2004), effective financial education programs should not only deliver knowledge but also encourage action.”
- Overcoming Faculty Avoidance of Online Education (2015, background): “The framework has been widely and successfully applied to alter individual behavior in a variety of situations including smoking cessation (DiClemente & Prochaska, 1982), personal finance (Xiao et al., 2004), sun protective behaviors (Borschmann, Lines, & Cottrell, 2012), and teaching ethics in busi”
- Applying Behavior Theories to Financial Behavior (2008, background): “Studies on saving motives ( Xiao & Noring, 1994 ) and financial asset shares (Xiao & Anderson, 1997) also show such a pattern.”