Who Is in Control? The Role of Self‐Perception, Knowledge, and Income in Explaining Consumer Financial Behavior

By V. G. Perry, Marlene D. Morris. 2005

711 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Social Psychology

View Paper: https://www.semanticscholar.org/paper/ef8ed521cfed37c51e9eaff9e4e9882d61500efb

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Citations in the corpus

Handbook of Consumer Finance Research (2008, background): “Financial literacy studies suggest that fi nancially literate individuals are better at budgeting and controlling spending (Perry & Morris, 2005 ); following recommended fi nancial practices (Hilgert et al., 2003 ); handling mortgage and other debt payments (Stango & Zinman, 2009 ); saving 4…”
STUDI FINANCIAL MANAGEMENT BEHAVIOR PADA MASYARAKAT SURABAYA (2013, neutral): “Adapun menurut Perry dan Morris (2005)”
College students and financial distress: exploring debt, financial satisfaction, and financial anxiety (2013, background): “Financial knowledge is associated with a variety of financial behaviors such as cash-flow management, credit management, saving, and investing (Hilgert, Hogarth, & Beverley, 2003; Perry & Morris, 2005).”
An integrated model of financial well-being: The role of financial behavior (2021, background): “Internal locus of control encourages better financial management behavior (Ariani et al., 2016; Britt et al., 2013; Perry & Morris, 2005).”
Interplay of Investors' Financial Knowledge and Risk Taking (2009, background): “Perry and Morris [2005] have tested the relationship between financial knowledge and responsible financial behavior and concluded that financial knowledge has the greatest effect on eliciting responsible financial behavior.”
Factors affecting personal financial management behaviors: evidence from Vietnam (2015, methodology): “Perry and Morris (2005) conclude that how people feel about money depends on how they feel about their lives.”
Locus of Control and Savings (2016, background): “Interestingly, Perry & Morris (2005) show that individuals with an internal locus of control believe they have more capacity to manage their finances by controlling spending, paying their bills on time, planning for the future, and saving.”
Utilizing the Theory of Planned Behavior to Understand Convenience Use of Credit Cards (2009, neutral): “In addition, existing research addresses the relationship between control factors such as knowledge and income and consumers’ financial behavior (Perry & Morris, 2005).”
The significance of financial self-efficacy in explaining women’s personal finance behaviour (2016, background): “…with other studies that posit that certain actions – namely, budgeting, saving and demonstrating control over one’s spending – are indicators of forward-thinking and responsible financial behaviour, which ultimately results in better financial outcomes for the individual (Perry & Morris, 2005).”