The Impact of Basel II on Lending to Small- and Medium-Sized Firms: A Regulatory Policy Assessment Based on Spanish Credit Register Data

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MODELING CREDIT RISK FOR SMEs: EVIDENCE FROM THE US MARKET (2013, unknown): “But we find, in contrast with Kolari and Shin (2004), that lending to SMEs is riskier than to large corporates (see also Saurina and Trucharte (2004), Dietsch and Petey (2004)).”
Small Business Credit Scoring and Credit Availability* (2007, unknown): “…small banks will likely adopt the Standardized Approach, which gives a 25 percent reduction in required capital on some small business loans (estimated to be about half of them in Spain; see Saurina and Trucharte 2004). which recourse is retained (Board of Governors of the Federal Reserve 2002).”
Effects of the New Basel Capital Accord on Bank Capital Requirements for SMEs (2005, unknown): “For the Spanish economy, Saurina and Trucharte (2004) apply their analysis to a more complex environment.”
Issues in the Credit Risk Modeling of Retail Markets (2004, background): “Saurina and Trucharte (2003) analyze the influence of the new requirements on lending to small- and medium-size enterprises by Spanish banks.”
Credit Cycles, Credit Risk, and Prudential Regulation (2006, background): “The level and the evolution of the probability of default (PD) across time and firm size in Spain can be seen in Saurina and Trucharte (2004). On average, large firms (i.”