Student debt and its relation to student mental health

By Richard Cooke, M. Barkham, K. Audin, M. Bradley, J. Davy. 2004

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Measuring, monitoring and managing the psychological well-being of first year university students (2006, background): “The study comprised one part of a larger scale project—termed UNIversity Quality of Life and Learning (UNIQoLL; Audin et al , 2003 ) 1 —which focuses on a range of issues pertinent to students’ life and learning experiences while at university such as debt (Cooke et al , 2004a ) and social class”
Changes in undergraduate students’ psychological well‐being as they progress through university (2010, methodology): “For example, financial concerns and/or debt have been found to be a predictor of worse mental health (e.g. Roberts et al. 2000; Cooke et al. 2004; Jessop, Herberts, and Solomon 2005).”
Debt and Subjective Well-being: The Other Side of the Income-Happiness Coin (2016, background): “…payments on time would lead to higher interest rates and the prospect of debt collection (foreclosure, seizure of property, etc.), thus adding to Footnote 4 continued measures of debt include the number of credit cards one possesses (e.g., Drentea 2000) and expected debt (e.g., Cooke et al. 2004).”
Navigating entry into higher education: the transition to independent learning and living (2021, background): “Literature prior to the fee change had already traced links to difficulties associated with finance and made connections to poorer student mental health (e.g. Cooke et al. 2004; Roberts et al. 2000).”