Can the Poor Save?: Saving and Asset Building in Individual Development Accounts

2005

210 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Sociology and Political Science

View Paper: https://www.semanticscholar.org/paper/c41831b05e21ca3a8ee765caf66e7d3343594721

Citations in the corpus

• Taking stock of ten years of research on the relationship between assets and children's educational outcomes: Implications for theory, policy and intervention (2011, unknown): “In the case of college attendance, Huang, Guo, Kim, and Sherraden‟s (2010) study may provide some insight.”
• Do Child Development Accounts Promote Account Holding, Saving, and Asset Accumulation for Children's Future? Evidence from a Statewide Randomized Experiment. (2013, unknown): “…as 401(k)s and Individual Retirement Accounts (IRAs)—and Individual Development Accounts (IDAs) for low-income adults (Choi, Laibson, & Madrian, 2004; Engelhardt & Kumar, 2007; Madrian & Shea, 2001; Nam, McKernan, & Ratcliffe, 2008; Poterba, Venti, & Wise 1995; Schreiner & Sherraden, 2007).”
• Financial Literacy and Emergency Saving (2014, unknown): “For example, the IDAs, the subsidized saving accounts targeted to the poor that provide matches for savings towards certain goals like home purchases or post-secondary education and require individuals to attend financial education have been shown to produce favorable results in terms of individual ”
• What are the social benefits of homeownership? Experimental evidence for low-income households (2010, unknown): “First, it provides direct evidence on how being eligible for an IDA affects social outcomes, an issue of specific interest for IDA program design (Schreiner and Sherraden, 2006).”
• Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs (2008, unknown): “There is evidence that existing targeted programs have had some success in increasing saving among the poor (Schreiner and Sherraden, 2007).”
• Handbook of Consumer Finance Research (2008, unknown): “Matched savings account programs (Individual Development Accounts, IDA) also may improve the savings and asset building behaviors for families with limited fi nancial resources (e.g., Schreiner & Sherraden, 2007 ).”
• Financial Capability in Children: Effects of Participation in a School-Based Financial Education and Savings Program (2011, unknown): “Previous research has shown that adults benefit from combined financial education and savings programs (Fry et al. 2008; Schreiner and Sherraden 2007).”