Addressing Affordability in the National Flood Insurance Program

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Examining Flood Insurance Claims in the United States: Six Key Findings (2017, unknown): “The global average cost of natural disasters between 2000 and 2012 has been estimated to be around $100 billion per year (Kousky, 2014).”
The Role of Insurance in Reducing Losses from Extreme Events: The Need for Public–Private Partnerships (2015, unknown): “18 For more details on the history of terrorism insurance in the United States after 9/11, see Wharton Risk Center (2005) and Kunreuther et al. (2014). 19 Cummins and Lewis (2003).”
The behavioral turn in flood risk management, its assumptions and potential implications (2020, background): “While there have been attempts to study affordability in relation to insurance (Dixon et al., 2017; Hudson, 2018; Kousky & Kunreuther, 2014), there are few studies on the affordability of property-level adaptive measures.”
Divergence between individual perceptions and objective indicators of tail risks: Evidence from floodplain residents in New York City (2015, background): “Recent studies have proposed support for low-income households in floodplains by means of flood insurance vouchers to address affordability and equity concerns with risk based insurance pricing (Kousky and Kunreuther 2014).”