Microfinance, risk management, and poverty

By Jennefer Sebstad, Monique Cohen. 2000

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The Determinants of Financial Inclusion in Western Africa: Insights from Ghana (2013, background): “…out to actors in the informal financial markets is particularly important because all households, no matter how poor they are, are said to engage in a number of financial strategies to build assets, prepare for life events and emergencies, and cover daily transactions (Sebstad & Cohen, 2001).”
How does microfinance enhance entrepreneurial outcomes in emerging economies? The mediating mechanisms of psychological and social capital (2014, background): “Increasingly, a range of institutions are embedding some form of management or business training and peer-group interaction into the lending process as part of a more integrated approach to microcredit (Karlan and Valdivia, 2011; Sebstad and Cohen, 2001).”
Microenterprise occupation and poverty reduction in microfinance programs: evidence from Sri Lanka (2004, background): “…although their well-being may be substantially improved by services which support continuity of access to basic survival needs and empower disadvantaged individuals (Hashemi, 1997; Hulme & Mosley, 1996; Montgomery, Bhattacharya, & Hulme, 1996; Rutherford, 2000; Sebstad & Cohen, 2000; Zaman, 1999).”