Mobile banking and economic development: linking adoption, impact, and use

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Mobile Money: Communication, Consumption and Change in the Payments Space (2012, background): “Donner and Tellez, 2008 ; Donner, 2008 ), the idea that mobile telecommunications could be harnessed for development spread almost as fast as mobile phones themselves.”
How has Mobile Phone Penetration Stimulated Financial Development in Africa? (2013, background): “In the first strand, Jonathan and Camilo (2008) stress that most mobile transactions2 in the developing world enable users to do three things.”
Mobile banking adoption: A literature review (2015, background): “Researchers use various terms to refer to mobile banking, including m-banking (Liu et al. 2009), branchless banking (Ivatury and Mas, 2008), m-payments, m-transfers, m-finance (Donner and Tellez 2008), or pocket banking (Amin et al., 2006).”
The impact of mobile phone penetration on African inequality (2013, background): “As highlighted in the introduction, most studies on mobile penetration have been theoretical and qualitative in nature (Maurer, 2008; Jonathan & Camilo, 2008; Merritt, 2010; Thacker & Wright, 2012).”