The Determinants of Attitudes towards Strategic Default on Mortgages

By Luigi Guiso, Paola Sapienza, Luigi Zingales. 2013

525 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/a87b3ac23ef6e83e7e841cab53bbd84d9c4452b5

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

In Accounting

1. Tomasz Piskorski
2. C. Mayer
3. Christian Haddad
4. Lars Hornuf

In Economics and Econometrics

1. Arpita Gupta
2. Tomasz Piskorski
3. C. Mayer
4. Christian Haddad
5. Lars Hornuf
6. Stuart S. Rosenthal
7. Michael D. Eriksen

In Finance

1. Tomasz Piskorski
2. C. Mayer
3. Christian Haddad
4. Lars Hornuf

Citations in the corpus

• The emergence of the global fintech market: economic and technological determinants (2016, background): “Guiso et al. (2013) investigate customers’ trust in banks during the financial crisis and find that the lack of trust also led to strategic defaults on mortgatges, possibly initiating a vicious circle of customer distrust, defaults on morgages, even less sound banks, and again more customer…”
• Mortgage Modification and Strategic Behavior: Evidence from a Legal Settlement with Countrywide (2014, background): “7 Guiso, Sapienza, and Zingales ( 2013 ) also explore how moral and social considerations affect the decision to default on a mortgage.”
• Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (2016, unknown): “We also thank the seminar participants at Berkeley, Chicago Booth, Chicago Fed, Cleveland Fed, Columbia, Kellogg, NYU Stern, Penn State and Office of the Comptroller of the Currency, as well as participants at the AEA, NBER Summer Institute, the NYC Real Estate Conference, and the UCLA Real Estate C”
• Why Do Investors Hold Socially Responsible Mutual Funds?: Why Do Investors Hold Socially Responsible Mutual Funds? (2017, unknown): “See Guiso, Sapienza, and Zingales (2013) for further discussion of the pros and cons of surveys for studying financial decisions.”
• Noncognitive Abilities and Financial Delinquency: The Role of Self-Efficacy in Avoiding Financial Distress (2017, unknown): “…and spending shocks (Elul et al. (2010), Gross and Notowidigdo (2011), Hsu et al. (2018), Keys (Forthcoming)), strategic motivations (Deng et al. (2000), Foote et al. (2008), Campbell and Cocco (2015)), the structure of bankruptcy law (Fay et al. (2002)), and cultural norms (Guiso et al. (2013)).”