Transactions Accounts and Loan Monitoring

2005

257 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/a100cbbb8192a46779af81b10585f1606ccdd4dc

Citations in the corpus

• Liquidity Requirements, Liquidity Choice and Financial Stability (2016, unknown): “The pioneering work of Modigliani and Miller (1958) provides a solid theoretical framework for analyzing capital regulation.”
• Rules versus discretion in loan rate setting (2010, unknown): “Petersen and Rajan (1994) find that the reputation of the firm’s owner is more important than that of the business in predicting loan rates.”
• Efficiency in Banking: Theory, Practice, and Evidence (2008, unknown): “Mester, Nakamura, and Renault (2007) also find empirical evidence of a synergy between the liability and asset sides of a commercial bank’s balance sheet, showing that information on the cash flows into and out of a borrower’s transactions account can help an intermediary monitor the changing value…”
• The Impact of Competition on Bank Orientation (2007, unknown): “Banks may obtain an important informational advantage from servicing the firm with other products and from observing turnover on checking accounts (Nakamura, 1993; Vale, 1993; Mester et al., 2006 ).”
• Bank size, lending technologies, and small business finance (2011, unknown): “Some strength measures include breadth in the form of a checking account that the bank gain information from monitoring the firm’s cash flows (e.g., Mester, Nakamura, and Renault 2007).”