Financial literacy and consumer credit portfolios

By R. Disney, John Gathergood. 2013

385 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/952667065c53cccbdc7e791945c733f7355de6b2

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Citations in the corpus

Financial Literacy, Portfolio Choice and Financial Well-Being (2016, background): “Also they perform better in credit card usage and dealing with debt (Disney and Gathergood 2013; Mottola 2013).”
Teaching teenagers in finance: does it work? (2015, background): “Disney and Gathergood (2013) and Klap- Preprint submitted to Elsevier December 7, 2014 per et al. (2013) show – for two countries with loan markets of very different maturity – that there is an association between financial literacy and the probability of holding high cost debt or relying on…”
Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa (2020, neutral): “…investment, and retirement planning behaviors (Jappelli & Padula, 2013; Lusardi, Michaud, & Mitchell, 2017; Lusardi & Mitchell, 2014; Stolper & Walter, 2017; Van Rooij, Lusardi, & Alessie, 2011; von Gaudecker, 2015) or borrowing behaviors (Disney & Gathergood, 2013; Lusardi & Tufano, 2015).”
Debt literacy, financial experiences, and overindebtedness* (2015, methodology): “For example, Gathergood (2012) and Disney and Gathergood (2013) used a set of questions very similar to our ‘debt literacy’ measures to study consumer overindebtedness and borrowing in the UK.”
Financial literacy, financial advice, and financial behavior (2017, background): “Most prominently, there is solid evidence that low levels of financial literacy are associated with high-cost borrowing and suboptimal mortgage choices (e.g., Moore 2003; Lusardi and Tufano 2015; Lusardi and de Bassa Scheresberg 2013; Disney and Gathergood 2013).”
Entrepreneurial spirits in women and men. The role of financial literacy and digital skills (2019, background): “, 2012), investment (Disney and Gathergood, 2013; Lusardi and Tufano, 2009; Lusardi and Mitchell, 2007a; Stango and Zinman, 2009) and stock market participation (Jappelli and Padula, 2015; Klapper et al.”
Financial Literacy, Present Bias and Alternative Mortgage Products (2017, positive): “The literature has documented that basic, or ‘core’, financial literacy varies in the population and that variation in correct responses to relatively simple questions about finance can explain significant heterogeneity in observed choices related to consumer credit and debt (Lusardi and Tufano, 201”