Does Credit Competition Affect Small-Firm Finance?

By Tara Rice, Philip E. Strahan. 2010

631 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Finance

View Paper: https://www.semanticscholar.org/paper/8ab3cb74b97f8c67eeded83145dc7074211a27da

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Citations in the corpus

Does Banking Competition Affect Innovation (2015, methodology): “We begin by obtaining an empirical distribution of years when states deregulated from Rice and Strahan (2010). Next, we randomly assign states into each of these deregulation years (without replacement) following the empirical distribution.”
How Bank Competition Affects Firms' Access to Finance (2012, neutral): “Rice and Strahan (2010) exploit the geographical variation in branching restrictions across US states and ﬁnd that in states that are more open to branching, small ﬁrms are more likely to borrow and do so at lower rates.”
Informed and Uninformed Investment in Housing: The Downside of Diversification (2011, background): “…transition to full interstate banking was completed with passage of the Interstate Banking and Branching Efficiency Act of 1994 (IBBEA), which effectively permitted bank holding companies to enter other states without permission and to operate branches across state lines (Rice and Strahan, 2010).”
Bank Liquidity Creation and Real Economic Output (2017, neutral): “The values range from 0 (least restrictive) to 4 (most restrictive) Rice and Strahan (2010)”
Does a CEO’s Cultural Heritage Affect Performance under Competitive Pressure? (2018, neutral): “First, we mitigate concerns that IBBEA can be anticipated by examining the dynamics of bank performance surrounding deregulation.”
Debt and the Consumption Response to Household Income Shocks (2015, methodology): “This metric was used in Rice and Strahan (2010), among others, as an instrument for banking competition, finding that it drove down loan rates.”
Do Small Businesses Still Prefer Community Banks (2013, background): “We also include an interstate branching index to control for regulatory and competitive conditions (Rice and Strahan 2010).”
The cost of growth: small firms and the pricing of bank loans (2015, neutral): “However, increasing competition among banks may increase customers’ bargaining power and lower the price of loans (Rice and Strahan 2010).”
What Do We Know about the Capital Structure of Privately Held US Firms? Evidence from the Surveys of Small Business Finance: What Do We Know about the Capital Structure of Privately Held US Firms? (2012, background): “…Petersen and Rajan (1994, 1995, 1997, 2002), Berger and Udell (1995, 1998), Cole (1998), Ang et al. (2000), Black and Strahan (2002), Blanchflower et al. (2003), Cole et al. (2004), Bitler, Moskowitz, and VissingJorgensen (2005), Chakravarty and Yilmazer (2009), and Rice and Strahan (2010).”
Does financing spur small business productivity? Evidence from a natural experiment (2015, neutral): “Moreover, we also control for various controls used in Rice and Strahan (2010), for instance, the relative strength of insurance industry versus the banking industry and the extent of small banks in a state, which might be related to the implementation of interstate bank branching deregulations in…”
Banking Deregulation and Innovation (2013, background): “Rice and Strahan (2010) use the differences in state openness to interstate branching as an instrument for variation in credit competition.”