Bank Competition and Access to Finance: International Evidence

By Thorsten Beck, Asli Demirgüç-Kunt, Vojislav Maksimovic. 2004

737 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/747bca3a82bbe23a1bd0865ad7be03e572482f81

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Citations in the corpus

Informal Finance: A Theory of Moneylenders (2014, positive): “In particular, formal sector banks typically have some market power (see Barth et al., 2004 and Beck et al., 2004 for contemporary support and Wang, 2008 and Rajan and Ramcharan, 2011 for historical evidence).5 I show that informal finance increases poor people’s access to credit.”
What Determines the Composition of Banks' Loan Portfolios? Evidence from Transition Countries (2010, neutral): “Berger et al. (2001) study SME financing in Argentina. They find that foreign banks and large banks have more difficulties in lending to small firms, although this result only holds for foreign banks that are headquartered in a geographically distant nation. Berger et al. (2008) show that foreign ba”
The Basic Analytics of Access to Financial Services (2006, background): “22 For cross-country evidence on the link between regulatory policies and firms’ access to finance, see Beck, Demirguc-Kunt, and Maksimovic (2004).”
Entrepreneurs' Gender and Financial Constraints: Evidence from International Data (2009, background): “Discrimination, whether the Becker-type or the statistical-type,(1) implies that financiers’ decisions on loan application differ for men and women who have similar creditworthness and other relevant characteristics. The discrimination hypothesis is challenged by alternative explanations that emphas”
Access to Credit, Natural Disasters, and Relationship Lending (2012, background): “Important aspects include, among others, the enforceability of contracts, the protection of property rights, and the availability of credit registries (Beck et al., 2004, 2008; Brown et al., 2009).”
Corporate Governance and Bank Performance: A Joint Analysis of the Static, Selection, and Dynamic Effects of Domestic, Foreign, and State Ownership (2005, positive): “…for state-owned banks are associated with reduced access to credit, diminished financial system development, and slow economic growth (e.g., La Porta, Lopez-de-Silanes, and Shleifer 2002, Barth, Caprio, and Levine 2004, Beck, Demirgüç-Kunt, and Maksimovic 2004, Berger, Hasan, and Klapper 2004).”
A more complete conceptual framework for SME finance (2006, background): “Firms in countries with weaker financial development and property rights, in contrast, are more likely to rely on potentially less efficient financing from development banks, the government, or informal sources (Beck, Demirguc-Kunt, and Maksimovic 2004b).”
Foreign Entry and Bank Competition (2006, background): “the world (Claessens et al. 2001; Beck et al. 2004 ).”