Bankruptcy and the Market for Mortgage and Home Improvement Loans

By E. Y. Lin, M. White. 2001

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Household Borrowing after Personal Bankruptcy (2011, background): “…and divorce), and falling social stigma are all positively associated with the likelihood of filing for bankruptcy (Domowitz and Sartain, 1999; Lin and White, 2001; Fay et al., 2002; Gross and Souleles, 2002; Warren and Tyagi, 2003; Athreya, 2004).6 However, these conventional factors appear…”
Bankruptcy and Small Firms' Access to Credit (2004, unknown): “23 See Petersen and Rajan (1994) and Berger and Udell (1995) for discussion of the effect of borrower-lender relatinships.”
Collateral Equilibrium: A Basic Framework (2014, unknown): “6”
Foreclosing on Opportunity: State Laws and Mortgage Credit (2006, background): “Meador (1982) and Wood (1997) found higher interest rates in states with defaulter-friendly laws, while Alston (1984) found higher interest rates and a decreased supply of mortgages in”
Debt and Financial Expectations: An Individual- and Household-Level Analysis (2005, unknown): “Similarly, Lunt and Livingstone (1991) find that saving is related to optimism about personal economic circumstances as well as optimism regarding the economy as a whole.”