Foreclosing on Opportunity: State Laws and Mortgage Credit

By Karen Pence. Review of Economics and Statistics, 2006

318 citations recorded by the source corpus.

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Supply Elasticity and the Housing Cycle of the 2000s (2013, unknown): “Credit movements vary considerably across states, but in ways that may or may not be driven by subtle differences in regulation and policy (see, e.g. Ghent and Kudlyak (2010) and Pence (2006)).”
Cartographies of Race and Class: Mapping the Class‐Monopoly Rents of American Subprime Mortgage Capital (2009, methodology): “Data Sources : Li and Ernst (2006), Ambrose and Pennington-Cross (2000), Pence (2003) .”
Causal Inference in Urban and Regional Economics (2014, unknown): “Ferreira (2010) studies the impact of property taxes on residential mobility, and Pence (2006) studies the impact of mortgage credit laws on loan size.”
The Failure of Models that Predict Failure: Distance, Incentives and Defaults (2010, methodology): “As Mayer and Pence (2008) point out, there does not exist a universally accepted definition of “subprime.”