Explaining Financial Management Behavior for Koreans Living in the United States

By John E. Grable, Jooyung Park, S. Joo. 2009

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An integrated model of financial well-being: The role of financial behavior (2021, background): “The indicators include controlling spending, solving financial problems, and implementing savings and investment (Ariani et al., 2016; Grable et al., 2009).”
A developmental model of financial capability (2013, background): “A correlational study of native-born Americans and South Koreans, for example, conducted by Grable, Park, and Joo (2009), found in both groups that an external locus of control perspective was related to less responsible financial management behavior.”
The Big Five personality traits, material values, and financial well-being of self-described money managers (2012, background): “…2009; Mugenda et al., 1990; Parrotta & Johnson, 1998; Perry & Morris, 2005; Robb & Woodyard, 2011), future time orientation (Antonides et al., 2011), risk tolerance (Joo & Grable, 2004), financial attitudes (Parrotta & Johnson, 1998), and locus of control (Chang et al., 2010; Grable et al., 2009).”
The Financial Management Behavior Scale (2010, background): “Other studies have demonstrated cultural differences in financial attitudes and beliefs based on race/ ethnic, class, and even religious lines (Marks, Dollahite, & Dew, 2009; Grable et al., 2009).”