Theory of Credit Card Networks: A Survey of the Literature

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The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application (2008, background): “Economic theory also enlightens our understanding of how people evaluate diﬀerent alternative means to make their purchases—a secondary issue—largely on the basis of utility or disutility for a given transactional mode [40,238].”
Two-Sided Markets: A Tentative Survey (2005, background): “Introducing competition will bring about reductions in prices, but which market side will gain more? The side that will gain more is determined by two factors: (a) the relative degree of agent differentiation, and (b) the relative importance of network externalities (Chakravorti and Roson, 2004). Wh”
Platform Competition in Two-Sided Markets: The Case of Payment Networks (2006, background): “Recent investigations of these markets have focused on the determination of various prices including interchange fees, merchant discounts, and retail prices of goods and services within a single payment platform (see Chakravorti and Emmons, 2003, Chakravorti and To, 2003, Rochet and Tirole 2002, Sch”