How Rising Competition Among Microfinance Institutions Affects Incumbent Lenders

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Outreach and performance of microfinance institutions: a panel analysis (2015, background): “This has further emphasized the focus on efficiency of MFIs and has raised concern that increased competition in the microfinance industry would benefit wealthier borrowers at the cost of reduced lending to the poor (McIntosh et al., 2005).”
Outreach and Efficiency of Microfinance Institutions (2011, background): “In a related paper, McIntosh et al. (2005) focus on the effects of increased competition in microfinance.”
Competition and the performance of microfinance institutions (2013, unknown): “Research has shown that increased loan supply may lead to multiple-loan taking (referred to as ‘doubledipping’ in the literature) by clients, resulting in heavy debt burdens and low repayment rates (see, e.g. McIntosh and Wydick, 2005; McIntosh et al., 2005).”
The supply- and demand-side impacts of credit market information (2010, background): “Gine & Karlan 2006), to relationship banking, and to information sharing in the ‘credit officer lunch’ ( McIntosh et al, 2006 ).”