Mobile Money: The Economics of M-Pesa

By W. Jack, Tavneet Suri. 2011

666 citations recorded by the source corpus.

Subfields: Accounting, Economics and Econometrics, Media Technology

View Paper: https://www.semanticscholar.org/paper/3ee6ac42b309401783b64c279e603ee71021b72d

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Citations in the corpus

Mobile money and risk sharing against village shocks (2018, background): “Jack and Suri (2011) also look descriptively at the use of M-Pesa for sending remittances in Kenya and find that remittances sent via M-Pesa are less likely to go to parents and more likely to go to friends and other relatives than other forms of remittance.”
Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution (2014, methodology): “Jack and Suri (2011) provide more information on how households use M-PESA, on its quality and accessibility, and the differences between users and nonusers, and how these indicators have changed over time.”
Barriers to Electrification for "Under Grid" Households in Rural Kenya (2014, neutral): “Our findings also relate to existing work on technology adoption that highlights the importance of social, behavioral, and other factors in influencing take-up of new technologies in Africa (see, e.g., Kremer and Miguel 2007; Duflo, Kremer and Robinson 2011; Jack and Suri 2011).”
The emergence of the global fintech market: economic and technological determinants (2016, background): “MPesa was launched in 2007 and offers various financial services such as saving, sending, and receiving remittances, as well as the direct purchasing of products and services even when people do not possess a bank account (Jack and Suri 2011).”
Measuring Financial Inclusion: Explaining Variation in Use of Financial Services across and within Countries (2013, background): “Mobile money—sometimes considered a form of branchless banking—has allowed people who are otherwise excluded from the formal financial system to perform financial transactions in a relatively cheap, secure, and reliable manner (Jack and Suri 2011).”
Mobile Money and the Economy: A Review of the Evidence (2018, methodology): “Attempts by both Riley (2016) and Jack and Suri (2014) to apply the IV technique (see Box 2) and instrument the usage dummy and its interaction with the shock are less successful, typically with weak instruments based on agent rollout data such as agent density (see Section 4.”
An Empirical Examination of Why Mobile Money Schemes Ignite in Some Developing Countries but Flounder in Most (2014, methodology): “35 See Pénicaud and McGrath (2013). 36 Gianluca Iazzolino, Somaliland has Embraced Mobile Money – but at what price?, theguardian, May 19, 2014.”
Is fin-tech the new panacea for poverty alleviation and local development? Contesting Suri and Jack’s M-Pesa findings published in Science (2019, positive): “…project first funded by Financial Sector Deepening (FSD) Kenya and later by the Gates Foundation, Jack and Suri have contributed a number of important outputs that have galvanised enormous support for the M-Pesa model as a development intervention (Jack and Suri 2011; Jack and Suri 2014).”
Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province (2015, neutral): “Safaricom then holds this money in bank accounts with several large commercial banks, and gives all interest to charity (Jack and Suri 2011).”
Fintech, financial inclusion and income inequality: a quantile regression approach (2020, background): “Households with a mobile money account tend to be banked, receive/send remittances more frequently, and accumulate more savings (Morawczynski 2009; Jack and Suri2011 ; Mbiti and Weil 2011; Ouma, Odongo, and Were2017 ).”