Regulating Consumer Financial Products: Evidence from Credit Cards*

343 citations recorded by the source corpus.

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

Advertising Expensive Mortgages (2016, neutral): “More broadly, our paper is related to the literature on how persuasion affects consumer choices (see Bagwell (2007), DellaVigna (2009), and DellaVigna and Gentzkow (2010) for recent reviews and Agarwal et al. (2015) for studies related to regulation).”
Restoring Rational Choice: The Challenge of Consumer Financial Regulation (2016, positive): “This is broadly consistent with a U-shaped life-cycle pattern in various financial mistakes documented by Agarwal et al. (2009), although the bottom of the U is often reached 10-15 years earlier in their study.”
Microeconomic Heterogeneity and Macroeconomic Shocks (2018, neutral): “Recent studies by Agarwal et al. (2015) and Gross et al. (2016) estimate a sizable MPC out of the additional liquidity provided by changes in credit limits.”