The effects of dynamic changes in bank competition on the supply of small business credit

By Allen N. Berger, Lawrence G. Goldberg, Lawrence J. White. 2001

142 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/067a181930e9e1ecc5ef03e3ba29329ce214a011

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Citations in the corpus

Bad Loans and Entry into Local Credit Markets (2004, methodology): “…effects).13 In order to assess the economic significance of the estimates we simulate the effects of entry, turnover and information by computing the predicted default rates for different values of the relevant independent variables, following the methodology proposed by Berger et al. (2001).”
Bank Concentration and Competition: An Evolution in the Making (2004, background): “Other incumbent banks may respond by increasing their own supplies of SME credit (e.g., Berger et al., 1998, Berger, Goldberg, and White, 2001, Avery and Samolyk, 2004) or new small banks may be created that tend to devote large portions of their portfolios to SME loans (Berger et al., forthcoming).”
A more complete conceptual framework for SME finance (2006, background): “…institutions reduce their SME lending after mergers and acquisitions, but that other banks in the same local markets appear to respond by increasing their supply of SME credit substantially (e.g., Berger, Saunders, Scalise, and Udell 1998, Berger, Goldberg, and White 2001, Avery and Samolyk 2004).”
Bank Consolidation and Small Business Lending: The Role of Community Banks (2004, background): “12 Berger, Goldberg, and White (2001) study whether consolidation activity and entry by new banks can generate external effects--that is, systematic responses by other banks in the same local market.7 They use Call Report data from 1993 to 1998 to represent a bank’s small business lending and…”
A More Complete Conceptual Framework for Financing of Small and Medium Enterprises (2005, background): “…institutions reduce their SME lending after mergers and acquisitions, but that other banks in the same local markets appear to respond by increasing their supply of SME credit substantially (e.g., Berger, Saunders, Scalise, and Udell 1998, Berger, Goldberg, and White 2001, Avery and Samolyk 2004).”
Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance (2003, unknown): “…there may be "extemal effects" in which other existing banks react and increase their own supplies (e.g., Berger, Saunders, Scalise, and Udell 1998, Berger, Goldberg, and White 2001, Avery and Samolyk 2004) or new banks form to help offset the lack of supply (Berger, Bonime, Goldberg, White,…”