Effect of Personal Financial Knowledge on College Students’ Credit Card Behavior

By Cliff A. Robb, Deanna L. Sharpe. 2009

275 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/058053bfd3acc8811870841a6de6e7a013ce6ac4

How researchers see this paper

The researchers whose trusted networks rank it highest, strongest advocate first. Every researcher gets a different order.

1. Jing Jian Xiao
2. Veronica Deenanath
3. Joyce Serido
4. Cliff A. Robb
5. Soyeon Shim
6. S. Danes
7. N. Mien
8. Juyoung Jang

Citations in the corpus

• Purposive and Unintentional Family Financial Socialization, Subjective Financial Knowledge, and Financial Behavior of High School Students (2019, background): “…behavior (Danes & Yang, 2014; Gudmunson & Danes, 2011) and there is literature to substantiate this relationship (Hilgert, Hogarth, & Beverly, 2003; Robb & Sharpe, 2009; Robb & Woodyard, 2011), indirect associations between unintentional and purposive financial socialization, and financial…”
• Financial Knowledge and Best Practice Behavior. (2011, background): “Robb and Sharpe (2009) noted a significant relationship between credit card balance behavior and financial knowledge, though not in the direction anticipated.”
• Financial Knowledge and Credit Card Behavior of College Students (2011, background): “For example, the first question addresses the costs associated with making only the minimum payments on credit cards (see Robb and Sharpe 2009 for the full questions).”
• Demographics, attitude, personality and credit card features correlate with credit card debt: A view from China (2011, background): “…a sizeable literature has been amassed on debt including credit card debt (e.g., Chien & Devaney, 2001; Dessart & Kuylen, 1986; Kim & Devaney, 2001; Robb & Sharpe, 2009), few empirical research studies have been conducted on this topic in developing countries (Barker & Sekerkaya, 1993; Goyal,…”
• Factors affecting personal financial management behaviors: evidence from Vietnam (2015, background): “…relationship between personal financial management behavior and personal characteristics such as financial knowledge (Ibrahim and Alqaydi, 2013; Robb and Sharpe, 2009), financial attitude (Dowling et al., 2009; Shime et al., 2009) and locus of control (Falahati and Paim, 2012; Britt et al., 2013).”
• Student Loans, Financial Stress, and College Student Retention (2017, background): “…lead to positive financial behaviors, reductions in financial stress, and improved student outcomes (Chen & Volpe, 1998), although empirical data suggests that financial education alone has a limited influence on student financial behavior (Robb & Sharpe, 2009; Xiao, Ahn, Serido, & Shim, 2014).”
• College students and financial distress: exploring debt, financial satisfaction, and financial anxiety (2013, background): “Although financial knowledge has been associated with credit card debt (Robb & Sharpe, 2009), credit card behavior (Robb, 2011), and financial well-being, it was not found to be significantly associated with financial anxiety.”
• Earlier financial literacy and later financial behaviour of college students (2014, background): “One other study, however, found that financial knowledge was positively related to risky credit behavior (Robb and Sharpe, 2009).”