Perceived credit constraints in the European Union

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Access to finance for innovative SMEs since the financial crisis (2015, background): “Moreover, firm size will influence valuation costs, although it is not clear whether there will be economies of scale or whether increased complexity of larger firms will raise costs (Canton et al. 2012).”
Financing patterns of European SMEs – an empirical taxonomy (2016, unknown): “This is explained by the growing reputation of borrowing firms, existing track records and established relationships with capital providers, which reduce information asymmetries and agency risks (Walker 1989; Petersen and rajan 1994; Chavis, Klapper, and love 2011; Canton et al. 2012).”