Americans' Financial Capability

By Anna Lusardi. 2011

221 citations recorded by the source corpus.

Subfields: Accounting, Demography, Economics and Econometrics

View Paper: https://www.semanticscholar.org/paper/fb123d0abe3a701c4bd0c3d5be98b584b1014e0d

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Citations in the corpus

Classification situations: Life-chances in the neoliberal era (2013, unknown): “The top of the credit scoring scale overlaps in part with the top of the income and net worth scales, but even more closely with the top of the education scale (Lusardi, 2011).”
Consumer financial education and financial capability (2016, methodology): “In previous research, financial capability was measured either by behavior related variables (Atkinson et al., 2006; Lusardi, 2011), a mix of behavior and outcome variables (Taylor, 2011), and a comprehensive set of literacy/behavior variables (Xiao et al.”
Numeracy, financial literacy, and financial decision-making (2012, unknown): “In Mitchell and Lusardi 2011, 76–100 https://scholarcommons.usf.edu/numeracy/vol5/iss1/art2 DOI: http://dx.doi.org/10.5038/1936-4660.5.1.2”
Consumer Financial Capability and Financial Satisfaction (2013, background): “The low level of financial literacy was documented by many researchers in the US (Bernheim 1998; Hilgert et al. 2003; Lusardi 2010; Mandell 2008) and other countries (OECD 2005).”
Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age (2013, background): “Although the NFCS test questions focus on basic financial concepts in a simple format, they have been found to be challenging for adults and have served as valuable indictors of financial literacy in the above cited studies and several others (e.g., Lusardi 2011; Hastings et al. 2012).”
Financial literacy and over-indebtedness in low-income households (2016, background): “This perhaps is related to the systematic tendency of individuals to overestimate their levels of financial knowledge and take on excessive levels of debt (Lusardi, 2011 ; van Rooj et al., 2011).”
The Economic Importance of Financial Literacy: Theory and Evidence (2014, unknown): “…during the financial crisis has likewise suggested to some that debt and debt management is a fertile area for mistakes; for instance, many borrowers do not know what interest rates were charged on their credit card or mortgage balances (Moore 2003; Lusardi 2011; Disney and Gathergood 2012).”
Debt and Financial Vulnerability on the Verge of Retirement (2019, unknown): “17 The NFCS includes five questions assessing respondent numeracy, knowledge of inflation, risk diversification, mortgages, and basic asset pricing concepts (Lusardi, 2011).”
Financial Sophistication in the Older Population (2012, unknown): “where knowledge about asset pricing was shown to be low among older as well as younger respondents (Lusardi, 2011).”
Age differences in consumer financial capability (2015, background): “Financial literacy is assumed to be closely related to financial capability (Lusardi 2011).”