Role of Collateral and Personal Guarantees in Relationship Lending: Evidence from Japan's SME Loan Market

By Arito Ono, Iichiro Uesugi. 2009

201 citations recorded by the source corpus.

View Paper: https://www.semanticscholar.org/paper/e4ea67b19416530ce598dabc164f241c85a462c9

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Citations in the corpus

Collateral and its Substitutes in Emerging Markets' Lending (2012, unknown): “The results about the relation between collateral and strength of the lending relationship are mixed; in the Japanese market for small firm lending, for example, collateral is used by related banks as an incentive for monitoring effort and thus is an alternative to guarantees (Ono and Uesugi, 2009).”
Small and Medium-Sized Enterprises Financing: A Review of Literature (2013, methodology): “In their investigation of the role of collateral and personal guarantees using a unique data set from Japan’s SME loan market, Ono and Uesugi (2009) found that a positive relationship between the use of collateral and the strength of the borrower–lender lending relationship results in easier SME…”
How Collateral Laws Shape Lending and Sectoral Activity (2016, unknown): “…and Santos (2000), John et al. (2003), Djankov et al. (2003), Benmelech et al. (2005), Jimenez et al. (2006), Gan (2007), Djankov et al. (2007), Ono and Uesugi (2009), Benmelech (2009), Benmelech and Bergman (2009, 2011), Berger et al. (2011, 2013), Godlewski and Weill (2011), Chaney et al.…”
Bank monitoring: Evidence from syndicated loans (2020, result): “Our study is related to recent work that investigates the relation between collateral value and monitoring (see, Cerqueiro, Ongena, and Roszbach, 2016; Ono and Uesugi, 2009; Manove, Padilla, and Pagano, 2001).”
Do banks price discriminate spatially? Evidence from small business lending in local credit markets (2013, unknown): “…long-lasting bank ties, interest rates and collateral requirements in the small business lending context might increase with the length of the lending relationship (e.g. Angelini et al., 1998; Degryse and Van Cayseele, 2000; Hernandez and Martinez, 2006; Ono and Uesugi, 2009; Ogawa et al., 2007).”